Last updated: July 2026
Credit broker status
Formula Implants is a trading name of Straights Global Limited (registered in England & Wales, company number 15522777; registered office No. 2 Silkwood Office Park, Fryers Way, Ossett, West Yorkshire, WF5 9TJ). Straights Global Limited (Financial Services Register firm reference number 1015518) is an Appointed Representative of Space DP Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 1012302). Both firms appear on the Financial Services Register.
We are a credit broker, not a lender
We work exclusively with V12 Retail Finance and can introduce you only to the finance products it offers. We do not charge you a fee for our credit broking service. We may receive a commission if you enter into a finance agreement we introduce.
About your finance provider (V12 Retail Finance)
V12 Retail Finance Limited is registered in England and Wales (company number 4585692; registered office: Yorke House, Arleston Way, Solihull, B90 4LH) and is authorised and regulated by the Financial Conduct Authority (registration number 679653). V12 Retail Finance Limited acts as a credit broker, not a lender, and only offers credit products provided by Secure Trust Bank Plc. Secure Trust Bank Plc, trading as V12 Retail Finance, is registered in England and Wales (company number 541132; registered office: Yorke House, Arleston Way, Solihull, B90 4LH) and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 204550).
Representative example
Borrowing £14,995 over 60 months at a fixed annual rate of interest of 5.19%, with 60 monthly payments of £314.75. Representative 9.9% APR. The total amount payable is £18,885. No deposit is required and there are no arrangement or settlement fees.
Important information
Credit is subject to status and affordability checks and is available only to UK residents aged 18 and over. Terms and conditions apply. Missing payments may have serious consequences and could affect your credit rating.
Questions
If you have any questions about finance or our credit broking service, please contact us.